Resources & Guides
Helpful information, tools, and guides to help you make informed finance decisions.
Articles & Guides
Chattel Mortgage vs Other Business Finance Structures
Understanding how ownership, GST, and repayments differ across common business finance structures can save you thousands.
How to Improve Your Chances of Finance Approval
Simple steps you can take to strengthen your application and access better rates.
Understanding Balloon Payments: Pros and Cons
Balloon payments can reduce your monthly costs, but are they right for your situation?
The Complete Guide to Equipment Finance for Small Business
Everything you need to know about financing equipment for your growing business.
Refinancing Your Vehicle: When and How to Do It
Signs it might be time to refinance and how to go about it the right way.
Business Asset Finance: Tax Implications Explained
A general overview of how different finance structures affect your tax position.
More articles coming soon. Check back regularly for updates.
Note: Articles relating to tax or accounting topics are general in nature. JLP Financial is a credit representative and does not provide tax or accounting advice. Please seek independent advice from a qualified professional.
Finance Calculators
Loan Repayment Calculator
Calculate your estimated weekly, fortnightly, or monthly repayments.
Use CalculatorFinance Glossary
Finance terminology can be confusing. Here are some common terms explained in plain English.
ABN
Australian Business Number - a unique identifier for businesses registered with the ATO.
Balloon Payment
A lump sum due at the end of a loan term, reducing regular payments during the term.
Chattel Mortgage
A commercial loan where you own the asset from day one and use it as security.
Depreciation
The reduction in asset value over time, which may be claimed as a tax deduction.
GST
Goods and Services Tax - a 10% tax on most goods and services in Australia.
Refinancing
Replacing an existing finance agreement with a new one to improve rates, repayments, or cash flow.
Residual Value
The estimated value of an asset at the end of a finance term.
Downloadable Guides
Business Finance Checklist
PDF Guide
First-Time Buyer's Guide
PDF Guide
Refinancing Preparation Kit
PDF Guide
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