G'day — We're JLP Financial
We're a small team with a big network, helping everyday Australians and businesses get the finance they need — without the runaround.
Our Mission
Make finance simple, fair, and actually enjoyable.
We believe getting finance shouldn't be stressful. Our job is to take the hassle out of the process, fight for the most suitable deal on your behalf, and make sure you understand every step along the way.
Our Vision
Australia's most trusted name in asset finance.
We're building a business where every client feels looked after — whether it's a $10,000 car loan or a $500,000 fleet deal. Word-of-mouth is our strongest marketing, and we intend to keep it that way.
Our Story
JLP Financial started because we saw a problem: too many Australians were getting a raw deal on finance. Complex jargon, hidden fees, and brokers who disappeared after settlement. We knew there had to be a better way.
So we built a business around one simple idea — treat every client like a mate. We take the time to understand what you need, shop your deal across 40+ lenders, and fight for the most competitive rate. Then we stay in touch, because good relationships don't end at settlement.
No call centres. No being passed around. No cookie-cutter solutions. Just real, personalised service from someone who picks up the phone when you call — even on weekends.
Joel Lo Presti
Founder & Director
Joel founded JLP Financial with one goal: to give Australians the kind of finance experience they actually deserve — personal, straightforward, and genuinely in their corner. With deep industry knowledge and relationships across 40+ lenders, Joel has helped hundreds of clients secure the right finance for cars, trucks, equipment, and more.
A born-and-bred Melburnian with a genuine passion for cars and helping people, Joel's approachable style puts clients at ease from the first conversation. Whether it's a quick question on a Sunday arvo or a complex multi-asset deal, he treats every client's needs as his own.
Qualifications & Memberships
Specialisations
Why Choose JLP?
Here's what sets us apart from the rest.
No Hidden Fees
Transparent pricing with no nasty surprises at settlement.
7-Day Availability
Need us on a Saturday? No worries — we're here when you are.
40+ Lender Panel
We shop your deal across a wide panel to find the right fit.
Same-Day Approvals
Fast turnaround so you're not left waiting around.
One Point of Contact
You deal with Joel from start to finish — no handoffs.
Post-Settlement Support
Our relationship doesn't end at settlement. We're here for the long run.
How We Work
Getting financed with JLP is as easy as 1-2-3. Here's what to expect.
Have a Chat
Tell us what you're looking to finance and we'll walk you through your options. No jargon, no pressure — just a friendly conversation about what works for you.
We Compare & Match
We shop your deal across 40+ lenders to find the most competitive rates and terms. You get a shortlist of the most suitable options — we do the legwork so you don't have to.
Get Funded Fast
Once you're happy, we handle the paperwork and push for same-day or next-day settlement. Before you know it, you're driving away or putting your new equipment to work.
What We Stand For
These aren't just words on a wall — they're the principles behind every deal we do.
Client First
Your goals drive every recommendation we make. We listen first, then find the right solution — not the other way around.
Honest & Transparent
No hidden fees, no surprises. We lay everything out upfront so you can make informed decisions with confidence.
Excellence Always
We don't settle for 'good enough.' From rates to turnaround times, we push for the most suitable outcome every time.
Real Relationships
We're not a faceless call centre. You'll work with a real person who knows your name and genuinely cares about your success.
5 · 58 reviewsWhat Our Clients Say
Don't just take our word for it — hear from real clients who've been through the process.
"We recently had the pleasure of working with Joel as our finance broker, and we couldn't be more satisfied with the experience. From start to finish, Joel was knowledgeable, responsive, and incredibly proactive in helping us secure the best possible finance solution for our needs. Thanks to Joel's expertise and dedication, the process was smooth, stress-free, and successful. We highly recommend Joel to anyone looking for a reliable and professional finance broker who genuinely has their clients' best interests at heart."
Ogo C.
September 2025
"Absolutely great service gave me confidence and kept me in the loop every step of the way the whole process took less than 24 hrs thanks for everything again I extremely recommend it to anyone and everyone keep up the good work"
Adel
October 2025
"Joel was very helpful and easy to talk to. Very quick service and happy to give assistance in any way."
Anthony P.
October 2025
Trusted by 40+ Lender Partners
Our Happy Clients
Real Australians driving away in vehicles financed by JLP
Mercedes-Benz GLC
South Yarra, VIC
BMW M4 Competition
Brighton, VIC
Volvo XC90
Toorak, VIC
Subaru Forester
Geelong, VIC
JLP Financial Services is a Corporate Credit Representative (Credit Representative Number 553462) of Fintelligence Pty Ltd (Australian Credit Licence 390222). All finance applications are subject to lender terms, conditions, and approval criteria.
Ready to Chat?
Whether you're ready to apply or just want to explore your options, we're here 7 days a week. No pressure, no obligations.