What are the costs involved?

JLP Financial may charge an origination fee. Lenders may charge establishment fees and monthly fees. All fees are disclosed upfront before you commit.

Will applying affect my credit score?

Your initial enquiry with us does not impact your credit score. A credit check is only performed once we submit a formal application to a lender with your consent.

What documents will I need to provide?

For personal/PAYG applicants: driver's licence or passport, 2x payslips, and a completed application form. Business applicants can choose low doc (licence, Medicare/passport, application form, ABN details) or full doc (2 years tax returns, application form, and sometimes bank statements/ATO portals). We'll guide you through exactly what's needed.

How many lenders do you work with?

We have relationships with over 40 lenders across Australia, from major banks to specialist finance companies. This breadth ensures we can find competitive options for most situations.

Can you help if I have bad credit?

Yes, we work with lenders who specialise in less-than-perfect credit situations. While rates may be higher, we can often find options for clients who've been declined elsewhere.

How long does the whole process take?

The whole process would be completed within 48 hours. Some complex situations may take longer. We'll keep you informed at every stage.

How It Works

From application to settlement in as little as 48 hours. We make asset finance straightforward, transparent, and hassle-free.

Start Your Application Call +61 433 773 021

Your Journey to Finance Approval

Submit Your Application

Complete our quick online form in just a few minutes. Tell us about your finance needs, the asset you're looking to acquire, and your business or personal details.

No impact on your credit score for initial enquiry
Takes less than 5 minutes to complete
Secure and confidential process

Speak With a Specialist

One of our experienced finance specialists will contact you within 5 minutes to discuss your application, understand your needs, and answer any questions.

Initial contact within 5 minutes
Expert advice on the most suitable finance structure
No obligation, no pressure

Get Approved

We shop your application across our panel of 40+ lenders to find the most competitive rates and terms. Lender submission same day within 1-2 hours, with approval within 24 hours.

Access to 40+ lenders
Competitive rates negotiated on your behalf
Fast approval turnaround

Settle & Collect

Once approved, settlement occurs within 24-48 hours. Some lenders will be able to settle same day. You collect your asset or receive your funds — it's that straightforward.

We manage all paperwork
Direct payment to vendors
Ongoing support after settlement

What to Expect From Us

We're committed to making your finance experience as smooth as possible. Here's our promise to you.

Honest, Transparent Advice

We work for you, not the lenders. Our recommendations are based on what's most suitable for your situation.

Fast Turnaround

The whole process completed within 48 hours. We know time matters in business.

Clear Communication

You'll always know where your application stands. No jargon, no confusion, just straight answers.

Transparent Fees

Our fees — including origination and establishment fees — are disclosed upfront. No surprises.

Typical Timeline

Most applications progress from enquiry to settlement within 48 hours.

Application & Documents CompletedSame Day

Initial ContactWithin 5 Minutes

Lender SubmissionSame Day (1-2 Hours)

Conditional & Final ApprovalWithin 24 Hours

SettlementWithin 24-48 Hours

Common Questions

Everything you need to know about our process

View All FAQs

Ready to Get Started?

Submit your application now and a specialist will be in touch within 5 minutes.

Start Your Application